English  |  正體中文  |  简体中文  |  Post-Print筆數 : 27 |  Items with full text/Total items : 112721/143689 (78%)
Visitors : 49506848      Online Users : 758
RC Version 6.0 © Powered By DSPACE, MIT. Enhanced by NTU Library IR team.
Scope Tips:
  • please add "double quotation mark" for query phrases to get precise results
  • please goto advance search for comprehansive author search
    •  Adv. Search
    Home ‧ Login ‧ Upload ‧ Help ‧ About ‧ Administer Goto mobile version


    Please use this identifier to cite or link to this item: https://nccur.lib.nccu.edu.tw/handle/140.119/133648


    Title: 台灣產險業再保險市場存在有資訊不對稱嗎？分位數迴歸與自然試驗法之應用
    Does Asymmetric Information Exist in the Reinsurance Markets of Taiwan? Applying Quantile Regression and Natural-Experiment Method
    Authors: 許永明
    Shiu, Yung-Ming
    陳瑞祥
    Chen, Juei-Hsiang
    Contributors: 風管系
    Keywords: 再保險; 資訊不對稱; 道德風險
    Reinsurance;Information Asymmetry;Moral Hazard
    Date: 2020-06
    Issue Date: 2021-01-21 09:42:17 (UTC+8)
    Abstract: 研究目的：本文主要目的是檢定台灣產險業再保險市場是否存在資訊不對稱。研究設計／方法：我們使用自然試驗法與若干有母數模型估計平均效果結果。研究結果：結果顯示台灣產險業再保險市場存在資訊不對稱。研究限制／啟發：由於資料無法取得，我們無法獲得再保險契約層面資料並且我們無法控制契約層面資訊。實務／社會意涵：對於再保險公司實務從業者，於承保業務上應該要更謹慎，特別要注意高損失率保險公司的分保業務。對於監理機關，可採取若干影響保險公司並且減緩此現象進而增加再保險市場效率的措施。創見／價值：本文的核心價值是辨認台灣產險業再保險市場是否存在資訊不對稱與何時資訊不對稱更加嚴重。
    Purpose - The primary aim of this study is to examine whether asymmetric information exists in Taiwan non-life industry reinsurance market. Design/methodology/approach - We use a natural experiment and several parametric models to estimate the average effects results. Findings - Results have shown that the reinsurance information asymmetry phenomenon in Taiwan`s reinsurance markets does exist. Research limitations/implications - Due to data unavailability, we could not obtain the reinsurance contract level data and we could not control the contract level information. Practical implications/Social implications - For reinsurer practitioners, they should be more cautious about underwriting, especially for the business ceded by high loss ratio insurers. For regulators, they might take some measures to affect insurers to mitigate such phenomenon to enhance the reinsurance market efficiency. Originality/value - The core value of this study is to identify whether asymmetric information exists in Taiwan non-life industry reinsurance market and when the asymmetric information phenomenon will be more severe
    Relation: Management Review, 39:1 , 123-140
    Data Type: article
    DOI 連結: https://doi.org/10.6656/MR.202001_39(1).ENG123
    DOI: 10.6656/MR.202001_39(1).ENG123
    Appears in Collections:[風險管理與保險學系] 期刊論文

    Files in This Item:

    File Description SizeFormat
    429.pdf1268KbAdobe PDF2211View/Open


    All items in 政大典藏 are protected by copyright, with all rights reserved.


    社群 sharing

    著作權政策宣告 Copyright Announcement
    1.本網站之數位內容為國立政治大學所收錄之機構典藏，無償提供學術研究與公眾教育等公益性使用，惟仍請適度，合理使用本網站之內容，以尊重著作權人之權益。商業上之利用，則請先取得著作權人之授權。
    The digital content of this website is part of National Chengchi University Institutional Repository. It provides free access to academic research and public education for non-commercial use. Please utilize it in a proper and reasonable manner and respect the rights of copyright owners. For commercial use, please obtain authorization from the copyright owner in advance.

    2.本網站之製作，已盡力防止侵害著作權人之權益，如仍發現本網站之數位內容有侵害著作權人權益情事者，請權利人通知本網站維護人員(nccur@nccu.edu.tw)，維護人員將立即採取移除該數位著作等補救措施。
    NCCU Institutional Repository is made to protect the interests of copyright owners. If you believe that any material on the website infringes copyright, please contact our staff(nccur@nccu.edu.tw). We will remove the work from the repository and investigate your claim.
    DSpace Software Copyright © 2002-2004  MIT &  Hewlett-Packard  /   Enhanced by   NTU Library IR team Copyright ©   - Feedback