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| Title: | 台灣消費性信用緊縮之研究─以雙卡風暴為例
Study on the consumer credit crisis in Taiwan - An Analysis of the credit card and cash card crisis |
| Authors: | 林靜慧
Helen Lin |
| Contributors: | 林信助
林靜慧
Helen Lin |
| Keywords: | 信用卡
現金卡
雙卡風暴
銀行過多
信用擴張
經濟緊縮 |
| Date: | 2007 |
| Issue Date: | 2009-09-17 18:54:19 (UTC+8) |
| Abstract: | 台灣消費性信用緊縮之研究─以雙卡風暴為例
Abstract
Taiwan has suffered a credit crisis on unsecured lending products that began at the end of 2005. The default on credit cards and cash card products have incurred almost 300 billion NT dollars to be written off during the period from October 2005 to the end of 2007, hitting the highest amount of none-performing loans (NPL) for Taiwan’s plastic payment history. This thesis gives a comprehensive account on the development of credit cards and cash card products, while cross–examining their relation to (1) the over-banking phenomena, (2) the over-lending with proliferation of unsecured lending products, and (3) the stressed economy, and, in the end, provides my recommendation for unsecured consumer financial product development in Taiwan. |
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| Description: | 碩士
國立政治大學
國際經營管理碩士班(IMBA)
95933004
96 |
| Source URI: | http://thesis.lib.nccu.edu.tw/record/#G0095933004 |
| Data Type: | thesis |
| Appears in Collections: | [國際經營管理英語碩士學程IMBA] 學位論文
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