English  |  正體中文  |  简体中文  |  Post-Print筆數 : 27 |  Items with full text/Total items : 93889/124336 (76%)
Visitors : 28964116      Online Users : 394
RC Version 6.0 © Powered By DSPACE, MIT. Enhanced by NTU Library IR team.
Scope Tips:
  • please add "double quotation mark" for query phrases to get precise results
  • please goto advance search for comprehansive author search
  • Adv. Search
    HomeLoginUploadHelpAboutAdminister Goto mobile version
    政大機構典藏 > 商學院 > 金融學系 > 學位論文 >  Item 140.119/36709
    Please use this identifier to cite or link to this item: http://nccur.lib.nccu.edu.tw/handle/140.119/36709


    Title: 外國銀行進駐-開發中國家v.s已開發國家之經驗、意涵探討暨對在地國市場衝擊之全球實證研究
    Authors: 何欣怡
    Contributors: 沈中華
    何欣怡
    Keywords: 外國銀行
    外銀滲入率
    本國銀行
    在地國
    Foreign bank entry
    Date: 2003
    Issue Date: 2009-09-18 19:20:41 (UTC+8)
    Abstract: 本論文將內容分為兩部分,第一部份是彙整現有關於’外銀進駐’的文
    獻,將焦點集中於國外許多研究者致力探討的4個主題。本論文的第二部
    分則陳述了外國銀行於18個已開發國家及38個開發中國家之當地銀行市場
    滲入比率的實證,也提供了外國銀行之營運如何迥異於本國銀行的一些證
    據。這些差異可能反映了外銀與本國銀行有不同的customer base、不同的bank procedures(常規、做法)以及面對不同的法規和稅制。本論文最
    重要的發現是:在已開發中國家,本國銀行相較於外國銀行傾向有較高的
    interest margins、profitability、Overhead、以及Loan Loss
    Provisioning;而在開發中國家,本國銀行相較於外國銀行亦有較高的
    interest margins、Overhead、以及Loan Loss Provisioning,但本國銀行在獲利上仍比不上外銀。

    有趣的現象是外國進入者的數目(非size)才是能夠影響本國銀行市場的決
    定性因素。這顯示了外國銀行於進駐後立即引起當地銀行之競爭,而非在
    取得足夠大的market share之後。
    Reference: Barajas, A., R. Steiner, and N. Salazar, 2000, “Foreign Investment in Colombia's Financial Sector,” in Claessens, S. and Marion Jansen, (eds.) The Internationalization of Financial Services: Issues and Lessons for Developing Countries, Boston, Mass.:Kluwer Academic Press.
    Barth, J., G. Caprio, and R. Levine, 2001a, “Banking Systems Around the Globe: Do Regulation and Ownership Affect erformance
    and Stability?” Forthcoming in Mishkin, Frederic (ed.), udential Regulation and Supervision: What Works and
    What Doesn’t, National Bureau of Economic Research.
    Barth, J. R., G. Caprio, and R. Levine, 2001b, “Bank Regulation and Supervision: What Works Best?” World Bank, mimeo. Bauer, P. W. and G. D. Ferrier, 1996,
    “Efficiency Measurement Issues for Payments Processing,” Journal of Money, Credit, and Banking, 28(4): 1004-1039.
    Berger, A. N. and L. J. Mester, 1997, “Inside the Black Box: What Explains
    differences in the Efficiencies of Financial Institutions?” Journal of Banking and
    Finance, 21(7), 895-947.
    Berger, A. N. and G. F. Udell, 1995, “Relationship Lending and Lines of Credit in
    Small Firm finance,” Journal of Business, 68: 351-382.
    Berger, A. N. and G. F. Udell, 1996, “Universal Banking and the Future of Small
    Business Lending,” in Anthony Saunders and Ingo Walter (eds.), Financial System
    design: The Case for Universal Banking, Burr Ridge, IL: Irwin Publishing, 559-627.
    Bhattacharya, A., C. A. Knox Lovell, and P. Sahay, 1997, “The Impact of
    Liberalization on the Productive Efficiency of Indian Commercial Banks,” European
    Journal of Operational Research, 98: 332-345.
    Bonaccorsi di Patti, E. and G. Gobbi, 2000, “The Effects of Bank Consolidation on Small Business Lending: Evidence from Market and Firm Data,” Bank of Italy working paper.
    Bonin, J. and I. Abel, 2000, “Retail Banking in Hungary: A Foreign Affair?” Wesleyan University, Processed. Prepared as background paper for, World Bank, World Development Report 2002: Institutions for Markets.
    Brealey, R. A. and E. C. Kaplanis, 1996, “The Determination of Foreign Banking
    Location,” Journal of International Money and Finance, 15, 577-97.
    Buch, C. M., 2000, “Why Do Banks Go Abroad – Evidence from German Data,”
    Financial Markets, Institutions and Instruments, 9(1), 33-67.
    Budzeika, G., 1991, “Determinants of the Growth of Foreign Banking Activities in the United States,” Federal Reserve Bank of New York, Research Paper 9112.
    Calderón, A., and R. Castilla, 1999, “Grupos financieros españoles en América Latina: una estrategia audaz en un difícil y cambiante entorno europeo”, Serie Desarrollo
    Productivo, Documento de Trabajo de Cepal #59.
    Calomiris, C. and M. Carey, 1994, “Loan Market Competition Between Foreign and U.S. Banks: Some Facts About Loans and Borrowers.” Proceedings of a Conference
    on Bank Structure and Competition, Federal Reserve Bank of Chicago, 331-351.
    Caprio, G. and R. Cull, 2000, Bank Privatization and Regulation for Egypt, Egyptian
    Center for Economic Studies.
    Chang, C. E., I. Hasan, and W. C. Hunter, 1998, “Efficiency of Multinational Banks: An Empirical Investigation,” Applied Financial Economics, 8(6): 1-8.
    Cho, K. R., S. Krishnan, and D. Nigh, 1987, “The State of Foreign Banking Presence in the United States,” International Journal of Bank Marketing, 5(2): 59-75.
    Claessens, S. and M. Jansen (eds.), 2000, The Internationalization of Financial Services: Issues and Lessons for Developing Countries, Boston, Mass.: Kluwer
    Academic Press.
    Claessens, S., A. Demirgüç-Kunt, and H. Huizinga, 2000, “The Role of Foreign Banks in Domestic Banking Systems” in Claessens, S. and Marion Jansen, (eds.) The
    Internationalization of Financial Services: Issues and Lessons for Developing
    Countries, Boston, Mass.: Kluwer Academic Press.
    Claessens, S., A. Demirgüç-Kunt, and H. Huizinga, Forthcoming, “How Does Foreign Entry Affect the Domestic Banking Market?” Journal of Banking and Finance.
    Clarke, G., R. Cull, L. D’Amato, and A. Molinari, 2000, “On the Kindness of Strangers? The Impact of Foreign Entry on Domestic Banks in Argentina,” in Claessens, S.and Marion Jansen, (eds.) The Internationalization of Financial Services: Issues and Lessons for Developing Countries, Boston, Mass.: Kluwer Academic Press.
    Clarke, G., R. Cull, and M. S. Martinez Peria, 2001, “Does Foreign Bank Penetration Reduce Access to Credit in Developing Countries? Evidence From Asking Borrowers,” Mimeo, World Bank, Washington D.C.
    Clarke, G., R. Cull, M. S. Martinez Peria, and S. M. Sánchez, 2001, “Bank Lending to Small Businesses in Latin America: Does Bank Origin Matter?” Mimeo, World
    Bank, Washington DC.
    Demirgüç-Kunt, A. and H. Huizinga, 2000, “Determinants of Commercial Bank Interest Margins and Profitability: Some International Evidence,” World Bank Economic Review, 13(2): 379-408.
    Demirgüç-Kunt, A., R. Levine, and H. G. Min, 1999, “Opening to Foreign Banks: Issues of Stability, Efficiency and Growth.” In Proceedings of the Bank of Korea
    Conference on the Implications of Globalization of World Financial Markets,
    December 1998.
    Denizer, C., 2000. “Foreign Entry in Turkey’s Banking Sector, 1980-1997,” in Claessens, S. and Marion Jansen, (eds.) The Internationalization of Financial Services:Issues and Lessons for Developing Countries, Boston, Mass.: Kluwer Academic Press.
    DeYoung, R. and D. E. Nolle, “Foreign-owned banks in the United States: Earning
    Market Share of Buying it?” Journal of Money, Credit, and Banking, 28(4), (Part
    1, Nov. 1996), 622-36.
    Focarelli, D. and A. Pozzolo, 2000, “The Determinants of Cross-Border Shareholding:
    An Analysis with Bank-Level Data from OECD Countries.” Paper presented at
    the Federal Reserve Bank of Chicago Bank Structure Conference, May.
    Frankel, A. B. and P. B. Morgan, 1992, “Deregulation and Competition in Japanese
    Banking.” Board of Governors of the Federal Reserve System, Federal Reserve
    Bulletin, 78 (18), 579-93.
    Goldberg, L. G., 1992, “The Competitive Impact of Foreign Commercial Banks in the
    United States,” in R. Alton Gilbert, ed., The Changing Market in Financial Services, Proceedings of the Fifteenth Annual Economic Policy Conference of the Federal Reserve Bank of St. Louis, Norwell, Mass and Dordrecht: Kluwer Academic. 161-200.
    Goldberg, L. G. and D. Johnson, 1990, “The Determinants of U.S. Banking Activity
    Abroad,” Journal of International Money and Finance, 9(2): 123-37.
    Goldberg, L. G. and A. Saunders, 1980, “The Causes of U.S. Bank Expansion
    Overseas: The Case of Great Britain,” Journal of Money, Credit, and Banking, v12, n4: 630-
    Goldberg, L. G. and A. Saunders, 1981a, “The Determinants of Foreign Banking Activity in the United States,” Journal of Banking and Finance, 5, 17-32.
    Goldberg, L. G. and A. Saunders, 1981b, “The Growth of Organizational Forms of
    Foreign Banks in the U.S.: A Note,” Journal of Money, Credit, and Banking,
    13(3), 365-374.
    Goldberg, L. G., and L. J. White, 1998, “De Novo Banks and Lending to Small
    Businesses: An Empirical Analysis,” Journal of Banking and Finance, 22 (6-8):
    851-67.
    Hasan, I. and W. C. Hunter, 1996, “Efficiency of Japanese Multinational Banks in the
    United States,” in Andrew H. Chen, ed., Research in Finance, Volume 14, Greenwich, CT and London: JAI Press. 157-173.
    Honohan, P., 2000, “Consequences for Greece and Portugal of the Opening- Up of the European Banking Market,” in Claessens, S. and Marion Jansen, (eds.) The
    Internationalization of Financial Services: Issues and Lessons for Developing Countries, Boston, Mass.: Kluwer Academic Press.
    Hultman, C. W., and R. McGee, 1989, “Factors Affecting the Foreign Banking Presence in the United States,” Journal of Banking and Finance, 13(3), 383-96.
    Kolari, J. and A. Zardkoohi, 1997a, “The Impact of Structural Change in the Banking
    ndustry on Small Business Lending,” Report to the United States Small Business
    Administration.
    Levine, R., 1999, “Foreign Bank Entry and Capital Control Liberalization: Effects on
    Growth and Stability,” University of Minnesota, mimeo.
    McCauley, R. N. and R. Seth, 1992, “Foreign Bank Credit to U.S. Corporations: The
    Implications of Offshore Loans,” Federal Reserve Bank of New York, Quarterly
    Review (Spring), 52-65.
    Niels Hermes and Robert Lensink 2001,”The Impact of Foreign Bank Entry on Domestic Banking Markets: A Note”.
    Description: 碩士
    國立政治大學
    金融研究所
    90352023
    92
    Source URI: http://thesis.lib.nccu.edu.tw/record/#G0090352023
    Data Type: thesis
    Appears in Collections:[金融學系] 學位論文

    Files in This Item:

    File SizeFormat
    index.html0KbHTML128View/Open


    All items in 政大典藏 are protected by copyright, with all rights reserved.


    社群 sharing

    著作權政策宣告
    1.本網站之數位內容為國立政治大學所收錄之機構典藏,無償提供學術研究與公眾教育等公益性使用,惟仍請適度,合理使用本網站之內容,以尊重著作權人之權益。商業上之利用,則請先取得著作權人之授權。
    2.本網站之製作,已盡力防止侵害著作權人之權益,如仍發現本網站之數位內容有侵害著作權人權益情事者,請權利人通知本網站維護人員(nccur@nccu.edu.tw),維護人員將立即採取移除該數位著作等補救措施。
    DSpace Software Copyright © 2002-2004  MIT &  Hewlett-Packard  /   Enhanced by   NTU Library IR team Copyright ©   - Feedback