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    政大機構典藏 > 商學院 > 金融學系 > 學位論文 >  Item 140.119/58726
    Please use this identifier to cite or link to this item: https://nccur.lib.nccu.edu.tw/handle/140.119/58726


    Title: 台灣公股銀行的放款行為與景氣循環之關聯性
    Relationship between lending behavior and business cycle of public banks in Taiwan
    Authors: 邱唯婷
    Chiu, Wei Ting
    Contributors: 張興華
    邱唯婷
    Chiu, Wei Ting
    Keywords: 公股銀行
    放款
    信用循環
    Date: 2012
    Issue Date: 2013-07-01 17:52:03 (UTC+8)
    Abstract:   本研究藉由選舉、政府持有政治力等政治力因素對銀行的借貸行為間的關聯性,透過多元迴歸模型(Multiple regression model) 檢驗,探討台灣的銀行業在不同的景氣循環之下的放款行為的差別。本論文考慮公股銀行受到政治力影響的因素,研究其在景氣循環中放款行為的變化、與在公股銀行可能在金融市場中擔任的角色;最後則嘗試解釋其放款行為變化的原因。
      實證結果顯示在景氣循環的過程中公股銀行相較於民營銀行而言,扮演了平緩信用的腳色。而此行為並不可單純論為公營事業管理人的懶惰行為,其原因值得進一步探討。
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    11. Financial Economics 77, 453–479.
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    24. 汪建男、林文琇(民90)。金融監理的順循環問題及其改善對策,國際金融參考資料,第四十七輯,216-225。
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    26. 行政院金融監督管理委員會─銀行局(2011)。金融控股公司設立情形表、金融整併及外資入股金融機構情形。http://www.banking.gov.tw/ch/home.jsp?id=330&parentpath=0,8
    27. 趙莊敏、戴德昇(2006)。台灣銀行股權結構、董事會特性與其經營成本效率之相關性研究。台灣金融財務季刊,7(3),95-125。
    28. 許凌瑄(2011)。政府持有銀行之股權是否影響其銀行之績效、放款行為以及風險。銘傳大學企業管理學系碩士班。
    29. 吳親恩(2008)。政治力對金融體系的干預:台灣本土型金融風暴與重建。中央研究院政治學研究所。第47卷4期。
    Description: 碩士
    國立政治大學
    金融研究所
    100352010
    101
    Source URI: http://thesis.lib.nccu.edu.tw/record/#G0100352010
    Data Type: thesis
    Appears in Collections:[金融學系] 學位論文

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