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| Title: | 以微型貸款做為減貧策略—將一個持續進行的方案進行個案研究
Microfinance as a poverty reduction strategy—a case study of an ongoing program |
| Authors: | 王之燕
Wang, Prudence |
| Contributors: | 周行一
Chow, Edward
王之燕
Wang, Prudence |
| Keywords: | 微型貸款
減貧策略
個案研究
Microfinance
poverty reduction strategy
case study |
| Date: | 2012 |
| Issue Date: | 2014-01-02 14:01:57 (UTC+8) |
| Abstract: | Combating poverty is a global issue. In the past, anti-poverty strategy heavily rely on in-kind and in-cash social assistance, until microfinance model had proved remarkable saving outcomes, and then its ideology had swept the world. After the concept of Grameen Bank is widely recognized by Taiwanese, fostering small business and fostering self-reliance to create a cycle of sustainability pave an innovative thinking for social assistance models, and modify the conventional social welfare paradigm. The aforementioned factor thus brings about the origin of Taiwan’s Microfinance Program. This research interviewed the program stakeholders to conclude strategies to improve cost-effectiveness, as the program performances, judged by most program stakeholders, remained unsatisfied for a while. The research consistently addresses the aforementioned issues in terms of bank design, borrower characteristics, and bank supportive services; then, the research paper draws a conclusion and recommendations to improve the program performance.
1. Introduction 1
1.1. Global Poverty and Anti-poverty Strategies 1
1.2. Microfinance Program as Anti-poverty Strategy in Taiwan 4
2. Literature Review 7
2.1. Overview 7
2.1.1. Comparison in Bank Designs 7
2.1.2. Comparisons in Bank Borrowers 9
2.1.3. Comparisons in Loan Supportive Services 12
3. Taiwan’s Microfinance Program 16
3.1. Taiwan’s Poverty-reduction–oriented Microfinance Program 16
4. Methodologies 22
4.1. Research Design 22
4.2. Population and Sample 22
4.3. Data Collection 23
5. Research Findings and Discussion 25
5.1. Demographic Analysis 25
5.2. Reason of Failure 26
5.2.1. Bank Designs 26
5.2.2. Borrower’s Characteristics 28
5.2.3. Loan Supportive Services 30
6. Recommendations 32
6.1. Recommendation 32
7. Limitations 36
7.1. Limitations 36
Reference 37 |
| Reference: | 【1】Mersland, R. (2011), “The Governance of Non-Profit Micro Finance
Institutions: Lessons From History”, Journal of Management and Governance. Aug, Vol. 15 Issue 3, p327
【2】Leonard Ajonakoh Fotabong(2013, May, 2) [Web Site] Retrieved from
http://papers.ssrn.com/sol3/papers.cfm?abstract_id=2007874
【3】United Nation (2013, May, 2). Extreme poverty rates have been cut in half.
[Web Site] Retrieved from
https://www.facebook.com/photo.php?fbid=10151601904470820&set=a.8952442581
9.102361.54779960819&type=1&theater
【4】World Bank (2013, May, 2). Poverty Facts and Stats. [Web Site] Retrieved from
http://www.globalissues.org/article/26/poverty-facts-and-stats
【5】Web Pedia (2013, May, 2) Traditional Banks. [Web Site] Retrieved from
http://www.amosweb.com/cgi-bin/awb_nav.pl?s=wpd&c=dsp&k=traditional+
banks
【6】Web Pedia (2013, May, 2) Microfinance. [Web Site] Retrieved from
http://en.wikipedia.org/wiki/Microfinance |
| Description: | 碩士
國立政治大學
國際經營管理英語碩士學位學程(IMBA)
97933008
101 |
| Source URI: | http://thesis.lib.nccu.edu.tw/record/#G0097933008 |
| Data Type: | thesis |
| Appears in Collections: | [國際經營管理英語碩士學程IMBA] 學位論文
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