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政大機構典藏 > 商學院 > 風險管理與保險學系 > 期刊論文 > Item 140.119/66270

Please use this identifier to cite or link to this item: https://nccur.lib.nccu.edu.tw/handle/140.119/66270

Title:	The Asymmetric Information problem in Taiwan’s Commercial Cancer Insurance Market
Authors:	彭金隆 Peng, Jin-Lung
Contributors:	風管系
Keywords:	asymmetric information;adverse selection;cancer insurance
Date:	2011.12
Issue Date:	2014-05-26 16:58:23 (UTC+8)
Abstract:	This paper investigates the problem of asymmetric information in Taiwan’s cancer insurance market. Through the survey data, we find evidence of adverse selection existing in this market. Furthermore, we collect additional information on the individual, and find that the individual’s family cancer history contains additional valuable information. It can not only more accurately predict the probability of contracting cancer, as well as predict the willingness to purchase extended cancer insurance, but it can also help to mitigate the severity of adverse selection in the insurance market.
Relation:	The Geneva Risk and Insurance Review, 2011(36), 202-219
Data Type:	article
DOI 連結:	http://dx.doi.org/10.1057/grir.2010.12
DOI:	10.1057/grir.2010.12
Appears in Collections:	[風險管理與保險學系] 期刊論文

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