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    Title: 新制強制汽車責任險下汽車任意體傷責任險費率釐定
    The Pricing Model for Voluntary Auto Third Party Liability Insurance under the New Compulsory Auto Liability Insurance System
    Authors: 王志彥
    Wang, Chich-Yen
    Contributors: 陳強
    Chen, Chyen
    王志彥
    Wang, Chich-Yen
    Keywords: 強制汽車責任險
    任意汽車責任險之費率釐算
    損失分佈的參數估計
    高保額係數
    Compulsory auto liability insurance
    The actuarial pricing of voluntary auto third
    Estimate the parameters of the loss distribution
    party insurance
    Increased limits factor
    Date: 2000
    Issue Date: 2016-03-31 16:37:23 (UTC+8)
    Abstract: 從民國87年所通過的強制汽車責任保險,可發現我國強制汽車責任險的理賠上限與承保範圍等有了重大的改變,造成汽車任意責任險的計算費率必須要重新估算,然而國內對此方面的文獻探討卻著墨不多,因此學生將會針對任意汽車體傷責任險費率釐算詳細加以探討。
    Cause the Legislation Yuan passed the compulsory auto liability insurance bill in 1998, we must have a new actuarial pricing of voluntary auto third party insurance. However, all domestic insurers haven’t revised the rate because the absence of the empirical loss data. In addition, only a fewer researches have focused on the actuarial model of this type of insurance. In this paper, we will investigate the pure premium calculation of the voluntary auto insurance, and outline the appropriate model construction procedures.
    Reference: 1. 中文文獻參考:
    (1) 林進田(1997),「汽車保險損失分配模式化之研究」,保險專刊第50輯。
    (2) 周國端(1997),「從無盈無虧、會計獨立談強制汽車責任險費用率之結構」,保險專刊第49輯。
    (3) 袁宗蔚著(1994),「保險學」,三十三版,三民書局出版。
    (4) 張新立(1998),「新舊強制汽車責任險之比較與民眾認知程度之研究」,保險專刊第52輯。
    (5) 梁正德(1994),「責任保險高保額係數之計算」,保險專刊第36輯。
    (6) 陳強(1992),「三十萬強制汽車第三人責任險保費之計算」,保險專刊第27輯。
    (7) 賴耀賢著(1998),「財產及責任保險費訂定原理」,初版,三民書局經銷。
    (8) 汽車保險制度改進研究小組著(1994),「汽車保險改進研究報告」。
    Description: 碩士
    國立政治大學
    風險管理與保險研究所
    87358016
    Source URI: http://thesis.lib.nccu.edu.tw/record/#A2002002027
    Data Type: thesis
    Appears in Collections:[Department of Risk Management and Insurance] Theses

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