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    Please use this identifier to cite or link to this item: https://nccur.lib.nccu.edu.tw/handle/140.119/85418


    Title: 保險業之資本結構
    Determinants of Capital Structure in the Insurance Industry
    Authors: 陳盈君
    Chen, Ying-Chun
    Contributors: 蔡政憲
    Tsai, Cheng-Hsien
    陳盈君
    Chen, Ying-Chun
    Keywords: 資本結構
    槓桿比例
    壽險業
    Capital structure
    Leverage
    Life insurance
    Date: 2001
    Issue Date: 2016-04-18 16:28:44 (UTC+8)
    Abstract: 本篇論文目的在檢視壽險業資本結構的影響因素,樣本為美國壽險公司。金融及保險市場的特殊性質會造成保險公司有動機去調整控制資本結構與資產風險,以維持公司失卻清償能力的風險在適當的範圍內。我們的實證結果中顯示槓桿比率與資產風險的負向關係的確存在於美國壽險業當中。
    This study examines the capital structure determinants of life insurance companies in U.S. The decision of capital structure in insurance industry should be a joint decision of capital structure and firm risk. Insurers have incentive to keep firm risk within a safe range, due to the special features in the insurance markets. We find evidence supporting the negative relationship between leverage ratio and firm risk, suggesting that insurers will balance risk and leverage to keep the insolvency risk within a desired range.
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    Description: 碩士
    國立政治大學
    風險管理與保險研究所
    88358011
    Source URI: http://thesis.lib.nccu.edu.tw/record/#A2002001469
    Data Type: thesis
    Appears in Collections:[風險管理與保險學系] 學位論文

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