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    政大機構典藏 > 資訊學院 > 資訊科學系 > 學位論文 >  Item 140.119/106438
    Please use this identifier to cite or link to this item: https://nccur.lib.nccu.edu.tw/handle/140.119/106438


    Title: 可預防雙重支付的離線小額匿名交易機制
    Anonymous off-line micro-payment protocol with double spending prevention
    Authors: 林承毅
    Contributors: 左瑞麟
    Tso, Ray Lin
    林承毅
    Keywords: 雙重支付
    NFC
    離線交易
    安全交易
    Token
    Double Spending
    NFC
    Off-line Payment
    Secure Payment
    Token
    Date: 2016
    Issue Date: 2017-02-08 16:42:41 (UTC+8)
    Abstract: 近年來手機的普及率日漸增加,手機逐漸成為生活中不可或缺的工具,因此許多生活方式逐漸的偏向由手機端完成,例如:找路不需要再透過地圖,上網查資料不需要再透過電腦,人們逐漸地把實體錢包轉向利用手機支付的電子錢包,像是中國支付寶等支付系統。利用手機當作錢包已經是現今手機發展的主要方向,然而對於手機的安全支付議題也日漸重視,近年來有安全晶片的保護下使用者的手機安全也有一定程度的提升,但是在離線交易的情況下惡意使用者的操作依然是可以欺騙安全晶片並製造出雙重支付的問題。
    2016年陳等人提出了一個基於NFC系統的匿名行動付款協定,然而該協定中必須要有銀行端的介入才能執行交易。在本論文中,我們基於陳等人的線上交易協定為基礎下發展了本篇論文的新交易協定,此交易協定可以適用於離線以及線上的環境。
    離線環境下的雙重支付行為一直交易的過程中難以預防的攻擊,在本篇論文中我們透過安全晶片、符號化和本論文研究的雜湊鍊來預防雙重支付行為,且能保障使用者在交易過程中的匿名性。
    As the coverage of mobile phone has been constantly increased in recent years, the mobile phones have become an indispensable tool in life. Many ways of lives are gradually done through the mobile terminals, for example: No longer need to find the way through the map or search information through the computer, people have also gradually turned to electronic payment via e-wallets instead of paying via physical wallets, such as AliPay in China. Adopting the mobile phone as a wallet is nowadays the main development direction of mobile phones. Meanwhile, people are paying more and more attention to the topics on the security of mobile payment than before. In recent years, under the protection of secure element, the security of users’ mobile phone has been enhanced to a certain extent. In the case of off-line transactions, malicious users are capable of fooling secure element and making double spending.
    In 2016, Chen et al. proposed a NFC-Based anonymous mobile payment protocol. In that protocol the transaction can only be executed with the involvement of issuer. In this research, we introduce a new protocol which can support both on-line and off-line transactions. Our protocol is modified from that of Chen et al.’s idea.
    In our protocol, to prevent a malicious user, we use a secure element which stores sensitive information that cannot be altered by the user. In this way, the cheating behavior of a malicious user can be prevented. On the other hand, by using the token techniques, the anonymity of a user can be achieved from the view of a merchant.
    In this study, we focus on double spending which can make merchant a lot of cost at off-line transaction. We used hash chain to verify the correctness of transactions and prevent the double spending.
    Reference: [1] E. J. Steffens, A. Nennker, Z. Ren, M. Yin & L. Schneider. "The SIM-based mobile wallet." In Proceedings of Intelligence in Next Generation Networks; International Conference on IEEE, 13th, ICIN, 2009, pp. 1-6.
    [2] H. C. Cheng, J. W. Chen, T. Y. Chi & P. H. Chen. "A generic model for NFC-based mobile commerce." In Proceedings of Advanced Communication Technology; International Conference on IEEE, 11th, ICACT, 2009, pp. 2009-2014.
    [3] M. Pasquet, J. Reynaud & C. Rosenberger. "Secure payment with NFC mobile phone in the smart touch project." In Proceedings of Collaborative Technologies and Systems; International Symposium on IEEE, CTS, 2008, pp. 121-126.
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    [6] ur. Rehman, Shafiq & J. Coughlan. "An efficient mobile payment system based on NFC technology." In Proceedings of World Academy of Science, Engineering and Technology; International Conference on World Academy of Science, Engineering and Technology, WASET, 2013, pp. 1701-1705.
    [7] P. Urien & S. Piramuthu. "Securing NFC mobile services with cloud of secure elements" In Proceedings of Mobile Computing, Applications and Services; International Conference on Mobile Computing, Applications, and Services, MobiCASE, 2013, pp.322-331.
    [8] P. Urien. "EMV-TLS, a secure payment protocol for NFC enabled mobiles." In Proceedings of Collaboration Technologies and Systems; International Conference on IEEE, CTS, 2014, pp.203-210.
    [9] Apple Pay, https://zh.wikipedia.org/wiki/Apple_Pay, 2016
    [10] Google Wallet, https://en.wikipedia.org/wiki/Google_Wallet, 2016
    [11] EMV Payment Tokenization Specification – Technical Frameworkv1.0, https://www.emvco.com/download_agreement.aspx?id=945, 2014
    [12] M. Blaze, J. Ioannidis & A. D. Keromytis. "Offline micropayments without trusted hardware." In Proceedings of Financial Cryptography; International Conference on Financial Cryptography, 5th, 2001, pp. 21-40.
    [13] R. L. Rivest & A. Shamir. "Pay Word and MicroMint: two simple micropayment schemes." In Proceedings of Lecture Notes in Computer Science; International Workshop on Security Protocols, 1996, pp. 69-87
    [14] X. Dai, O. Ayoade & J. Grundy. "Off-line micro-payment protocol for multiple vendors in mobile commerce." In Proceedings of Parallel and Distributed Computing, Applications and Technologies; International Conference on IEEE, 16th, PDCAT, 2006. pp. 197-202.
    [15] A. Esmaeeli & M. Shajari. "Mvpayword: Secure and efficient payword-based micropayment scheme." In Proceedings of Applications of Digital Information and Web Technologies; International Conference on IEEE, 2th, ICADIWT, 2009, pp. 609-614.
    [16] L. M. Fan & J. X. Liao. "Discrete micropayment protocol based on master-slave payword chain." In The Journal of China Universities of Posts and Telecommunications, 2007, pp. 58-84.
    [17] C. I. Fan, Y. K. Liang & C. N. Wu. "An anonymous fair offline micropayment scheme." In Proceedings of Information Society; International Conference on IEEE, 2011, p. 377-381.
    [18] S. Mendoza. "SamsungPay: Tokenized Numbers, Flaws and Issues."
    https://www.blackhat.com/docs/us-16/materials/us-16-Mendoza-Samsung-Pay-Tokenized-Numbers-Flaws-And-Issues-wp.pdf, 2016, pp. 1-11
    [19] Information technology - Telecommunications and information exchange between systems - Near Field Communication Interface and Protocol -2 (NFCIP-2), ISO/IEC 21481: 2012, 2012
    [20] Android* 上的 NFC 應用程式開發https://software.intel.com/sites/landingpage/tw/nfc-application-development-on-android.php, 2015
    [21] 蘇偉慶 & 黃建隆 "行動支付安全元件(Secure Element)之存取控制" 財金資訊季刊No.72, 2012, pp. 76.
    [22] EMV. https://zh.wikipedia.org/wiki/EMV, 2016
    [23] Luhn check digit, https://en.wikipedia.org/wiki/Luhn_algorithm, 2016
    [24] M. H. Yang. "Security enhanced EMV-based mobile payment protocol." In The Scientific World Journal, 2014, pp. 1-19.
    [25] 羅嘉寧 & 楊明豪 "基植於 NFC 系統之匿名行動付款協定" In Journal of Information, Technology and Society, 2014, pp. 19-32.
    [26] 陳尚文, "基植於NFC系統之匿名行動付款協定之研究與改良" 政治大學資訊科學研究所學位論文, 2016
    [27] R. Martínez-Peláez, F. Rico-Novella & C.Satizábal. "Mobile payment protocol for micropayments: withdrawal and payment anonymous." In Proceedings of New Technologies, Mobility and Security; International Conference on IEEE, 2008, pp. 1-5.
    [28] Y. Chen, J. S. Chou, H. M. Sun & M. H. Cho. "A novel electronic cash system with trustee-based anonymity revocation from pairing." In The Journal of Electronic Commerce Research and Applications, 2011, pp. 673-682.
    [29] S. K. Noh, S. R. Lee & D. Y. Choi. "Proposed m-payment system using near-field communication and based on WSN-enabled location-based services for m-commerce." In The Journal of Distributed Sensor Networks, 2014, pp. 1-9.
    [30] F. Kerschbaum, H. W. Lim & I.Gudymenko. "Privacy-preserving billing for e-ticketing systems in public transportation." In Proceedings of the Workshop on privacy in the electronic society; International ACM Conference on Computer and Communications Security, 20th, ACMCSS, 2013, pp. 143-154
    [31] G. Van Damme, K. M. Wouters, H. Karahan & B. Preneel. "Offline NFC payments with electronic vouchers." In Proceedings of the workshop on Networking, systems, and applications for mobile handhelds; International ACM Conference on the Special Interest Group on Data Communication, 1st, ACM SIGCOMM, 2009, pp. 25-30
    [32] 洪聖翔, "相容 EMV 具雙向認證且適合離線及線上交易之行動付款協定."中原大學資訊工程研究所學位論文, 2013.
    [33] 何宇承, "相容 EMV 具雙向認證之離線行動付款協定." 中原大學通訊工程碩士學位學程學位論文, 2015.
    [34] EMVCo, EMV - Integrated Circuit Card Specifications for Payment Systems, Version 4.3 ed., EMVCo, LLC, 2011
    [35] Web API For Accessing Secure Element v1.0,
    https://globalplatform.github.io/WebApis-for-SE/doc/, 2016
    [36] 離線支付, http://wiki.mbalib.com/zh-tw/%E7%A6%BB%E7%BA%BF%E6%94%AF%E4%BB%98, 2014
    Description: 碩士
    國立政治大學
    資訊科學學系
    103753036
    Source URI: http://thesis.lib.nccu.edu.tw/record/#G1037530361
    Data Type: thesis
    Appears in Collections:[資訊科學系] 學位論文

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