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    政大機構典藏 > 商學院 > 會計學系 > 學位論文 >  Item 140.119/111718
    Please use this identifier to cite or link to this item: https://nccur.lib.nccu.edu.tw/handle/140.119/111718


    Title: 金融科技(FinTech)創新策略之形成及執行 —以C企業為例
    The Formation and Execution of Innovative Strategies in FinTech - Case Study of C Company
    Authors: 黃閔珮
    Huang, Min-Pei
    Contributors: 吳安妮
    黃閔珮
    Huang, Min-Pei
    Keywords: 金融科技
    顧客價值主張
    創新策略
    策略性智慧資本
    FinTech
    Customer value proposition
    Innovative strategy
    Strategic intellectual capital
    Date: 2017
    Issue Date: 2017-08-10 09:40:57 (UTC+8)
    Abstract:   FinTech不僅為金融產業熱門之議題,亦為未來金融產業發展之重大方向,因而多數金融機構投入大量資金作為FinTech相關業務之研發,但企業內部卻對策略發展方向毫無頭緒,導致資源應用不當之情況發生,因此本研究結合學術之工具,改善企業盲目投資之問題,使企業能依據顧客之需求提供全方位之解決方案。
      本研究採用個案研究法,以我國金融控股公司領導品牌之一為研究對象,藉由與個案公司內部人員會談及其他公開管道蒐集相關資訊並加以分析,探討FinTech對顧客價值主張與金融產業現有業務所帶來之影響,並透過分析企業之自身內部優勢及外部機會形成以FinTech為主軸之創新策略,再進一步深入探討該創新策略之執行及其所衍生出之策略性智慧資本應如何進行管理。
      FinTech is not only a hot issue but also a major direction for the future development of the financial industry. Most financial institutions have invested heavily in FinTech-related research and development, but they have no idea how to develop the strategy. This situation misguided valuable resource to wrong business. So, this research paper applies academic tools to provide a total solution for enterprises on investment based on customer needs.
      This research paper adopts case study method. The case company is a financial holding company in Taiwan, which is one of leading financial institution. In this year, discussing with company employees and analyzing related data to gauge the impact of customer value proposition of the existing financial industry. Creating an innovative strategy based on FinTech by evaluating the company’s internal strengths and external opportunities. Further, discussing on the implementation of the innovative strategy and how to manage intellectual capital derived from the innovative strategy.
    Reference: 一、中文部分
    日經電腦 (Nikkei Computer),2016,FinTech革命,汪平、金恬然、皇甫彥帝譯,第一版,臺北市:遠見雜誌。
    王鶴松,2005,金融危機與金融改革,初版,臺北市:臺灣金融研訓院。
    布雷特.金恩 (Brett King),2013,BANK 3.0-銀行轉型未來式,孫一世譯,初版,臺北市:台灣金融研訓院。
    吳安妮,2011,以一貫之的管理整合性策略價值管理系統(ISVMS),會計研究月刊,第312期(11月):106-120。
    吳安妮,2014,打造一加一大於二的執行力,哈佛商業評論全球中文版,3月號:32-36。
    亞歷山大.奧斯瓦爾德(Alex Osterwalder)、伊夫.比紐赫(Yves Pigneur)、亞倫.史密斯(Alan Smith)與葛瑞格.伯納德(Greg Bernarda),2014,價值主張年代:設計思考×顧客不可或缺的需求=成功商業模式的獲利核心,季晶晶譯,第二版,臺北市:天下雜誌。
    保羅.尼文(Paul R. Niven),2009,平衡計分卡最佳實務-按部就班,成功導入,于泳泓譯,第二版,台北市:商周出版。
    鈕文英與吳裕益,2011,單一個案硏究方法與論文寫作,初版,臺北市:洪葉文化。
    資誠聯合會計師事務所(PwC),2016,2016資誠全球金融科技調查報告。


    二、英文部分
    Arner, D. W., J. N. Barberis, and R. P. Buckley. 2015. The evolution of Fintech: A new post-crisis paradigm?. Research Paper, University of Hong Kong Faculty of Law.
    Arumugam, M., and K. Cusick. 2008. General insurance 2020: Insurance for the individual. Paper presented at the Institute of Actuaries of Australia 16th General Insurance Seminar.
    Boyd, D. M., and N. B. Ellison. 2007. Social network sites: Definition, history, and scholarship. Journal of Computer-Mediated Communication 13 (October): 210-230.
    Gomber, P., J.-A. Koch, and M. Siering. 2017. Digital finance and FinTech: Current research and future research directions. Journal of Business Economics : 1-44.
    Gulamhuseinwala, I., T. Bull, and S. Lewis. 2015. FinTech is gaining traction and young, high-income users are the early adopters. Journal of Financial Perspectives 3 (3): 16-23.
    Leong, C., B. Tan, X. Xiao, F. T. C. Tan, and Y. Sun. 2017. Nurturing a FinTech ecosystem: The case of a youth microloan startup in China. International Journal of Information Management 37 (April): 92-97.
    Lu, Y., L. Li, D. Dong, and D. Yang. 2010. Is there two-way information transmission between stock markets and stock discussion boards?. In ICIS (p. 35).
    Pollari, I. 2016. The rise of Fintech: Opportunities and challenges. JASSA 15 (3).
    Wu, A. 2005. The integration between balanced scorecard and intellectual capital. Journal of Intellectual Capital 6 (2): 267-284.
    World Economic Forum. 2015. The Future of Financial Services. Available at: http://www3.weforum.org/docs/WEF_The_future__of_financial_services.pdf. Accessed: April 24, 2017.


    三、網路資料
    吳安妮,2017,談以SO計分卡形成「創新策略」,網址:https://www.hbrtaiwan.com/a
    rticle_content_AR0007038.html,搜尋日期:2017年5月3日。
    呂紹玉,2016,金融業提升數位競爭力5大建議,網址:https://technews. tw/2016
    /02/25/yuanta-5-fintech-suggestions-to-financial-industry/,搜尋日期:2017年6月2。
    李慧芳,2016,金融科技(Fintech)發展的國際趨勢與對我國的借鏡,網址:https://portal.stpi.narl.org.tw/index/article/10254,搜尋日期:2017年6月2日。
    金融監督管理委員會,2015,新聞稿-打造數位化金融環境3.0全面啟動,網址:http://www.fsc.gov.tw/ch/home.jsp?id=96&parentpath=0,2&mcustomize=news_view.jsp&dataserno=201501130003&aplistdn=ou=news,ou=multisite,ou=chinese,ou=ap_root,o=fsc,c=tw&toolsflag=Y&dtable=News,搜尋日期:2017年4月11日。
    胡文正,2016,支付變革,你行動了嗎?,網址:http://group.dailyview.tw/2016
    /01/06/%E6%94%AF%E4%BB%98%E8%AE%8A%E9%9D%A9%EF%BC%8C%E4%BD%A0%E8%A1%8C%E5%8B%95%E4%BA%86%E5%97%8E%EF%BC%9F/,搜尋日期:2017年6月2日。
    孫彬訓,2017,區塊鏈×大數據×生態系 開創高速便利金融服務,網址:http://www.chinatimes.com/newspapers/20170427000147-260210,搜尋日期:2017年5月17日。
    馬雲,2016,給創業者的10分鐘,網址:https://www.youtube.com/ watch?v=
    pqkMbz2MIKA,搜尋日期:2017年5月6日。
    辜騰玉,2015,臺灣終於跟上FinTech風潮,4大政策跨出金融轉型第一步,網址:http://www.ithome.com.tw/news/99941,搜尋日期:2017年6月2日。
    詹姆斯.安德森(James C. Anderson)、詹姆斯.納拉斯(James A. Narus)與伍特.范羅森(Wouter Van Rossum),2010,連結客戶眼中的價值(Customer Value Propositions in Business Markets),網址:https://www. hbrtaiwan. com/article_
    content_AR0001719.html,搜尋日期:2017年5月17日。
    韓化宇,2016,金管會拚FinTech 急推十計畫,網址:https://udn. com/news/story/
    7239/1842665,搜尋日期:2017年6月2日。
    魏喬怡,2017,發展FinTech 金管會三箭齊發,網址:http://www. chinatimes.com/
    newspapers/20170307000112-260205,搜尋日期:2017年6月2日。
    Description: 碩士
    國立政治大學
    會計學系
    104353020
    Source URI: http://thesis.lib.nccu.edu.tw/record/#G0104353020
    Data Type: thesis
    Appears in Collections:[會計學系] 學位論文

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