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    Please use this identifier to cite or link to this item: https://nccur.lib.nccu.edu.tw/handle/140.119/32360


    Title: 台灣地區老年人之資產配置
    Authors: 吳珮菱
    Contributors: 吳文傑
    吳珮菱
    Keywords: 資產配置
    第二屋
    金融性資產
    Date: 2004
    Issue Date: 2009-09-14 13:44:18 (UTC+8)
    Abstract: 本文利用行政院衛生署家庭計畫研究所提出的「台灣地區老人保健與生活問題長期追蹤調查」來分析影響台灣地區老年人資產配置之因素,採用1999年53歲以上老年人樣本,使用二元邏輯斯特迴歸模式來估計,透過換屋自住、避險、投資、贈與以及休閒五個動機,再加上個人特性變數來分析老年人偏好以何種形式持有資產。實證結果可知,當老年人教育程度愈高、有退休規劃或認為在經濟上應獨立,不依靠子女時,不論是持有動產或不動產之機率都會相對提高,且有顯著影響。關於不動產方面,當老年人為本省人、子女數量愈多、擁有配偶、未來有計畫要遷移到別處居住、持有股票或債券、持有儲蓄或存款互助會、過去無分財產給子女與平時有休閒活動時,將顯著使老年人持有第二屋之機率增加。關於不動產方面,當老年人非本省人、年齡愈小、非本省人、教育程度愈高、有退休規劃、持有第二屋、無宗教信仰與過去有分財產給子女時,將顯著使老年人持有金融性資產之機率增加。
    Reference: 中文部分
    中華民國統計資訊網。
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    林祖嘉、林素菁 (1994),「台灣地區住宅需求彈性與所得彈性之估計」,《住宅學報》,第二期,25-48。
    楊宗憲、張金鶚 (2001),「台北都會區第二屋購屋行為之研究-從第一屋與第二屋特徵差異分析」,《住宅學報》,第十卷,77-90。
    劉壽祥 (1987),「家庭儲蓄與資產選擇行為之實證研究」,《台灣雙元金融體系家庭部門的儲蓄與資產選擇決策》,89-119,台北:中華經濟研究院。
    英文部分
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    Description: 碩士
    國立政治大學
    財政研究所
    92255020
    93
    Source URI: http://thesis.lib.nccu.edu.tw/record/#G0922550201
    Data Type: thesis
    Appears in Collections:[財政學系] 學位論文

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