 |
English
|
正體中文
|
简体中文
|
Post-Print筆數 : 27 |
Items with full text/Total items : 110944/141864 (78%)
Visitors : 48047921
Online Users : 879
|
|
|
Loading...
|
Please use this identifier to cite or link to this item:
https://nccur.lib.nccu.edu.tw/handle/140.119/36744
|
| Title: | 人身保險之複保險問題研究
The problems of double insurance in the field of personal insurance |
| Authors: | 葉勁之
Yeh, Chin-Chih |
| Contributors: | 黃正宗
Huang, Cheng-Tsung
葉勁之
Yeh, Chin-Chih |
| Keywords: | 損失補償原則
複保險
人身保險
損失補償保險
非損失補償保險
The principles of indemnity
Double insurance
Personal insurance
Indemnity insurance
Contingency insurance |
| Date: | 2001 |
| Issue Date: | 2009-09-18 19:25:33 (UTC+8) |
| Abstract: | 本論文探討我國保險法中人身保險適用複保險的問題。研究的方法是先釐清複保險的目的與功能，繼而檢討迄今學者與實務見解對複保險適用人身保險的觀點與主要的爭議所在。重點有四：一是複保險規定於保險法總則之中，應否及於人身保險？二是財產保險與人身保險之分類和國外以損失補償原則區分之損失補償保險和非損失補償保險的差別，三是人身保險商品，即，人壽保險、健康保險、傷害保險與年金保險個別適用複保險與否的問題，最後是人身保險中保險金額的問題。針對這四個重點研究的過程是探討包括我國以及美國、英國、法國、德國與日本之保險法的立法例，釐清我國複保險出現在總則的謬誤，進而分析損失補償保險與非損失補償保險的差別。按著再以損失補償保險的三個基礎要件，檢視四種人身保險，以釐清各種商品適用複保險的疑義。最後以結論歸納出人身保險中有定值保險性質的保險應不適用梗保險，而且建議修正法條，以及週邊行政規定，以期在金融服務業務整合的時代中，對導正保險的實質功能做出貢獻。
關鍵字：損失補償原則、複保險、人身保險、損失補償保險、非損失補償保險
This paper explores the disputes of double insurance effective to personal insurance. The process, at first, is to clarify the purpose and functions of double insurance and, then, to introduce the viewpoints and stances of scholars as well as the judicial cases. In all, there are four points. Firstly, is double insurance, stipulated in the general provisions, effective to the personal insurance? Secondly, in comparison with the categorization of indemnity insurance and contingency insurance in many other countries, is the categorization of property insurance and personal insurance in our insurance law appropriate? Thirdly, how we verify four main personal insurance products in terms of the three factors of indemnity insurance? Finally, what is the reasonable face amount of a personal insurance contract? The approaches of this paper are exploring the history of insurance laws in the different countries and discriminating the differences of indemnity insurance and contingency insurance. Finally, for the purose of dedicating to the improvement of integrated financial services business in Taiwan, this paper not only makes suggestions with respect to legal amendments in Insurance Law, but also proposes five administrative means to support insurers business development in a constructive environment.
Key Words: The Principles of Indemnity, Double Insurance, Personal Insurance, Indemnity Insurance, Contingency Insurance |
| Description: | 碩士
國立政治大學
風險管理與保險研究所
87358018
90 |
| Source URI: | http://thesis.lib.nccu.edu.tw/record/#G91NCCU2192012 |
| Data Type: | thesis |
| Appears in Collections: | [風險管理與保險學系] 學位論文
|
Files in This Item:
There are no files associated with this item.
|
All items in 政大典藏 are protected by copyright, with all rights reserved.
|
著作權政策宣告 Copyright Announcement1.本網站之數位內容為國立政治大學所收錄之機構典藏，無償提供學術研究與公眾教育等公益性使用，惟仍請適度，合理使用本網站之內容，以尊重著作權人之權益。商業上之利用，則請先取得著作權人之授權。
The digital content of this website is part of National Chengchi University Institutional Repository. It provides free access to academic research and public education for non-commercial use. Please utilize it in a proper and reasonable manner and respect the rights of copyright owners. For commercial use, please obtain authorization from the copyright owner in advance.
2.本網站之製作，已盡力防止侵害著作權人之權益，如仍發現本網站之數位內容有侵害著作權人權益情事者，請權利人通知本網站維護人員(
nccur@nccu.edu.tw)，維護人員將立即採取移除該數位著作等補救措施。
NCCU Institutional Repository is made to protect the interests of copyright owners. If you believe that any material on the website infringes copyright, please contact our staff(
nccur@nccu.edu.tw). We will remove the work from the repository and investigate your claim.
