政大機構典藏-National Chengchi University Institutional Repository(NCCUR):Item 140.119/47989

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政大機構典藏 > 商學院 > 統計學系 > 研究報告 > Item 140.119/47989

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Title:	勞工保險職業災害保險費率精算
Authors:	余清祥;葉順山
Contributors:	行政院勞工委員會中華民國精算學會;國立政治大學統計學系
Keywords:	職業災害;精算;勞工保險;保險費;Worker`s compensations;Actuarial valuation;Labor insurance;財政（含金融，保險）
Date:	2001
Issue Date:	2010-11-11 13:34:38 (UTC+8)
Abstract:	依我國勞工保險條例（勞工保險條例第十三條）之規定，現行勞工保險職業災害保險之適用行業別及其保險費率，至少應每三年調整一次。由於最近一期之「勞工保險職業災害保險費率精算報告」完成於民國八十六年初，時至今日已迄三年。故於本年度重新精算研究。職業災害保險的財源，一般來自雇主或被保險人繳納的保險費。費率的計算，則以經驗費率並參酌可信度理論（credibility theory）調整而成，此即為經驗費率制。透過對職業災害保險的特性敘述，以明確了解其適用行業之分類及費費率訂定的原則。其後依勞工保險局實際提供之近來經驗數據，並依可信係數值（Credibility Factor）的統計分析技術，實際訂定適用之費率。 According to the provisions of Labor Insurance, the worker’s compensations premiums should be re-evaluated every three years. The report is a continuous review since last actuarial valuation in 1997. The financing resources of worker’s compensations came from employers and insured. Calculations of premiums adopted experiences rating method with credibility theory, and insured should be grouped by industries.
Relation:	CLA90-10-1 基礎研究委託研究研究期間: 9005~9009 研究經費: 791 千元
Data Type:	report
Appears in Collections:	[統計學系] 研究報告

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