Please use this identifier to cite or link to this item:
The comparison of banking performance between China and Taiwan
Lee, Tsai Ju
Hwang, Jen Te
Lee, Tsai Ju
China's banking system
China's WTO commitment
Global Financial Tsunami
|Issue Date: ||2011-10-05 11:59:59 (UTC+8)|
After thirty years of economic and financial reforms, banking system in China has transformed from rigidly controlled to marketization nowadays with a variety of banking institutions coexist in the financial market. Among different kinds of banking institutions, large state-owned commercial banks dominate over half of total banking assets, their huge scale allow themselves to have leading positions and monopoly power in China’s banking industry.
Under WTO regulations China must fully open markets for foreign banks’ investment started on December 11, 2006, before that most large state-owned commercial banks have restructured into joint-stock companies and went public sequentially in order to enhance competition for fierce challenges brought from foreign banks. Attributing to China government’s effort and support, the overall domestic banking performance has made a lot of progress in the past few years.
By comparing banking performance with USA and Taiwan in four aspects of profitability, assets quality, liquidity risk management and capital adequacy ability, the study results demonstrate that general performance of banking sector and large state-owned commercial banks in China have improved greatly and even better than advanced countries in some respects.
The signing of ECFA between cross-strait governments on June 29, 2010 starts a new page of Taiwan banks’ development in China, the study suggests that in the initial stage banks from Taiwan can explore markets of corporate banking by using their expertise in loans for small and medium enterprises which are always neglected by banks in China, and by providing services to Taiwan business people in China to explore markets of consumer banking, and then gradually expand market share.
|Reference: ||Barry, N. (2007), The Chinese Economy: Transitions and Growth. London: MIT Press.|
Chen, F. Y. (2006), “Key Success Factors for Entry Strategy of Taiwan Bankers Entering Mainland China: Study on ESSP Perspective,” Master Thesis for Graduate School of Business Administration, Chung Yuan Christian University. (In Chinese)
Chen, S. Y. (2000), Challenges and Strategies for Banking Sector in China after Accession of WTO. Beijing: China Financial Publishing House. (In Chinese)
Chou, H. W. and Z. Y. Ho (2008), Bank Management. Beijing: Peking University Press. (In Chinese)
Chu, H. M. (2010), China’s Financial System and Market. Taipei: Best-Wise. (In Chinese)
Chu, H. M. (2002), Financial System and Market in Mainland China. Taipei: Sanmin. (In Chinese)
Chuang, C. K. (2002), “Analysis of Complementary and Competitiveness of Cross-strait Industries: An Example in The Banking Industry,” Master Thesis for Department of Money and Banking, National Chengchi University. (In Chinese)
Doug, G. (2006), Economic Reform and The Rule of Law—China and Globalization: The Social, Economic and Political Transformation of Chinese Society. New York: Routledge.
Gordon, G. C. (2001), The Coming Collapse of China. New York: Random House.
Hsiao, P. H. (2006),“The Comparative Research and Integration of Financial Governance Systems in R.O.C and P.R.C－Centered in Banking Industry,” Master Thesis for Department of Law, National Chung Cheng University. (In Chinese)
Huang, T. J. (1998), Study of Operating Mechanism of State-owned Commercial Banks in China. Beijing: China Financial Publishing House. (In Chinese)
Ken, D. W. (2009), ‘‘Can Investors Bank on China? ’’ Far Eastern Economic Reviews, 172:2, pp. 25-29.
Ken, D. W. (2008), ‘‘Can China Attract The World’s Capital?’’ Far Eastern Economic Reviews, 171:8, pp. 15-19.
Lee, C. C. and C. L. Chen (2003), Financial Reform in China and Landing Opportunities and Challenges of Taiwan Banking. Taipei: Council for Economic Planning and Development. (In Chinese)
Lee, R. J. and G. G. Wang (2006), Study on Development of Commercial Banks of China. Beijing: Social Sciences Academic Press. (In Chinese)
Lee, S. J. and J. D. Rose (2010), “Profits and Balance Sheet Developments at U.S. Commercial Banks in 2009,” Federal Reserve Publications, http://www.federalreserve.gov/pubs/bulletin/2010/pdf/bankprofits10.pdf.
Lin, Y. F. (2006), Understanding in China Economy. Taipei: Emperor Culture. (In Chinese)
Lu, C. H. (2007), “The Effects of China’s Banking Reforms on Banks’ Performance,” Dissertation for Graduate Institute of Development Studies, National Chengchi University. (In Chinese)
Neftci, S. N. and M. Y. Xu (2007), China’s Financial Markets: An Insider’s Guide to How The Markets Work. London: Elsevier Academic Press.
Shen, C. H. (2006), “The Effect of Cross-strait Signed Cooperation Memorandum on Taiwan-funded Securities Firms,”Master Thesis for Executive Master of Business Administration, National Chengchi University. (In Chinese) Shen, C. H. (2010), Opportunities and Threats of Financial Institutions in China: Strategies and Warnings for Taiwan Banks. Taipei: BestWise. (In Chinese)
Su, W. W. (2005), China’s Financial Markets: The Book Required for Entering the Mainland Market. Hong Kong: Bo-yi. (In Chinese)
Wei, A. (2003), China’s Economic Development and Market Transformation. Taiwan: YCRC. (In Chinese)
WTO (2002), China’s Commitments: Latest Regulations after China’s Accession to WTO. Taipei: Jeou-ding. (In Chinese)
Wu, X. L. (2008), Review and Prospect of China’s Thirty-year Financial Reform. Beijing: People’s Publishing House. (In Chinese)
Yen, T. K. (2002), “Study of Today’s Taiwan Business Investment in Mainland China with A Comparative Advantage and Encountered Problems: Examples of Information and Electronic Industry, the Banking Industry,” Master Thesis for Department of Money and Banking, National Chengchi University. (In Chinese)
Yin, N. P. (2000), The Evolution of Mainland China’s Financial System. Taiwan: Himalayan Research and Development Foundation. (In Chinese)
Zeng, K. L. and Y. H. Gao (2005), The Governance in the Foreign Commercial Bank Corporate. Beijing: China Financial Publishing House. (In Chinese)
|Source URI: ||http://thesis.lib.nccu.edu.tw/record/#G0096925019|
|Data Type: ||thesis|
|Appears in Collections:||[中國大陸研究英語碩士學程(IMCS)] 學位論文|
Files in This Item:
All items in 政大典藏 are protected by copyright, with all rights reserved.