English  |  正體中文  |  简体中文  |  Post-Print筆數 : 27 |  Items with full text/Total items : 109952/140891 (78%)
Visitors : 46255747      Online Users : 1167
RC Version 6.0 © Powered By DSPACE, MIT. Enhanced by NTU Library IR team.
Scope Tips:
  • please add "double quotation mark" for query phrases to get precise results
  • please goto advance search for comprehansive author search
    •  Adv. Search
    Home ‧ Login ‧ Upload ‧ Help ‧ About ‧ Administer Goto mobile version


    Please use this identifier to cite or link to this item: https://nccur.lib.nccu.edu.tw/handle/140.119/84704


    Title: 誰會選擇附支付選擇權的浮動利率抵押貸款契約
    Other Titles: Pay Option Arms, Who Will Choose These Exotic Mortgages?
    Authors: 姜堯民
    Contributors: 財務管理學系
    Date: 2012
    Issue Date: 2016-04-14 16:46:38 (UTC+8)
    Abstract: 房屋貸款契約選擇一項是房地產金融的一個重要研究課題。近來，我與Professor Sa-Aadu 共同完成了一篇文章，“Mortgage Contract Choice Decision in the Presence of the Balloon Mortgage”，主要是在討論在傳統的固定利率及浮動利率契約中加入一個新的契約，氣 球型房貸時，借款人的選擇行為分析。這篇文章已投稿至Journal of Real Estate Finance and Economics. 上述文章已針對新的貸款契約加入對借款人選擇行為的影響做分析，然而近年來有許多 新奇的貸款契約紛紛被提出，尤其是附支付選擇權的浮動利率貸款契約，非常受到市場 歡迎。 到底哪些借款人會選擇這種契約，而他們的選擇是否正確，這些問題都沒有被討論過。 我將延續Chiang and Sa-Aadu 所提出的選擇模型來針對附支付選擇權的浮動利率貸款契 約做探討。 我要討論出誰，以及在何種情形下，借款人會選擇這種契約。尤其是這種新期契約實際 的風險非常高，到底借款人的選擇對不對，也是我要討論的重點。
    Mortgage choice is a very important research topic in real estate finance literature. I have completed a paper, titled “Mortgage Contract Choice Decision in the Presence of the Balloon Mortgage” and have submitted this paper to Journal of Real Estate Finance and Economics. Recently, mortgage menu has changed a lot to include so many exotic mortgage contracts. Especially, pay option adjustable rate mortgages (ARMs) have become a very popular choice among home buyers. Why and which types of borrowers may prefer this kind of new mortgage to those conventional loans is an issue needed to be investigated. In this project, I plan to discuss how borrowers choose pay option ARMs from a mortgage menu including, pay option ARMs, balloon mortgages (BMs), and fixed rate mortgages (FRMs).
    Relation: 計畫編號 NSC101-2410-H004-064
    Data Type: report
    Appears in Collections:[財務管理學系] 國科會研究計畫

    Files in This Item:

    File Description SizeFormat
    101-2410-H004-064.PDF790KbAdobe PDF2243View/Open


    All items in 政大典藏 are protected by copyright, with all rights reserved.


    社群 sharing

    著作權政策宣告 Copyright Announcement
    1.本網站之數位內容為國立政治大學所收錄之機構典藏，無償提供學術研究與公眾教育等公益性使用，惟仍請適度，合理使用本網站之內容，以尊重著作權人之權益。商業上之利用，則請先取得著作權人之授權。
    The digital content of this website is part of National Chengchi University Institutional Repository. It provides free access to academic research and public education for non-commercial use. Please utilize it in a proper and reasonable manner and respect the rights of copyright owners. For commercial use, please obtain authorization from the copyright owner in advance.

    2.本網站之製作，已盡力防止侵害著作權人之權益，如仍發現本網站之數位內容有侵害著作權人權益情事者，請權利人通知本網站維護人員(nccur@nccu.edu.tw)，維護人員將立即採取移除該數位著作等補救措施。
    NCCU Institutional Repository is made to protect the interests of copyright owners. If you believe that any material on the website infringes copyright, please contact our staff(nccur@nccu.edu.tw). We will remove the work from the repository and investigate your claim.
    DSpace Software Copyright © 2002-2004  MIT &  Hewlett-Packard  /   Enhanced by   NTU Library IR team Copyright ©   - Feedback