English  |  正體中文  |  简体中文  |  Post-Print筆數 : 11 |  Items with full text/Total items : 88866/118573 (75%)
Visitors : 23566275      Online Users : 197
RC Version 6.0 © Powered By DSPACE, MIT. Enhanced by NTU Library IR team.
Scope Tips:
  • please add "double quotation mark" for query phrases to get precise results
  • please goto advance search for comprehansive author search
  • Adv. Search
    HomeLoginUploadHelpAboutAdminister Goto mobile version
    Please use this identifier to cite or link to this item: http://nccur.lib.nccu.edu.tw/handle/140.119/31958


    Title: 論「本國銀行走出去、外國銀 行引進來」政策─以台灣銀行業經營績效評估
    An Efficacy Evaluation on the Policy of “Domestic Banks Marching Outward, and Foreign Banks Coming In" in Taiwan
    Contributors: 翁永和
    劉麗卿
    Keywords: 全球化
    本國銀行
    經營績效
    外國銀行進入
    Abstract: 近年來全球化的風潮快速席捲全世界,外國銀行在2007、2008年積極併購台灣本國銀行,台灣銀行業亦努力向海外擴展,政府同樣也提出「本國銀行走出去、外國銀行引進來」之政策目標,惟全球化是否能夠提升台灣本國銀行之經營績效,實有待研究,爰本文冀藉由實證研究以探討全球化對於台灣銀行業經營績效之影響。
    本文採台灣34家本國銀行2001年至2007年共7年資料為樣本,利用固定效果模型進行實證研究。在變數資料上,以台灣銀行業的國際化程度代表「本國銀行走出去」政策,外國銀行進入程度代表「外國銀行引進來」政策,本國銀行的經營績效則以資產報酬率、淨利息收入、非利息收入、用人及其他非利息費用為代表。實證結果發現,外國銀行的進入,與台灣銀行業的資產報酬率及淨利息收入呈現負相關,與非利息收入、用人及其他非利息費用呈現正相關,另台灣銀行業的國際化與其用人及其他非利息費用呈現正相關。因此,全球化對於台灣銀行業之經營績效有其正面及負面影響。
    Reference: 中文部分
    何欣怡(2003),《外國銀行進駐-開發中國家V.S.已開發國家之經驗、意涵探討暨對在地國市場衝擊之全球實證研究》,政治大學金融研究所碩士論文。
    余慈蕙(2005),《國際化和公司績效之關係:台灣企業實證研究》,逢甲大學國際貿易學系研究所碩士論文。
    呂劍(2006),「外資銀行進入對我國銀行業的影響」,《第3屆中國金融學年會》論文,中國:上海。
    周桂田(2000),「全球化與全球在地化──現代的弔詭」,《中央日報》,2000年8月2日。
    孫治本譯,Ulrich Beck著(1999),《全球化危機》,台北:臺灣商務印書館。
    高淑萍(2001),《台灣上市公司國際化程度對經營績效暨風險影響之探討》,台灣科技大學企業管理研究所碩士論文。
    翁明賢(2003),《全球化時代的國家安全》,台北:創世文化事業出版社。
    張燕玉(2006),《國際化程度對銀行經營績效之影響─以台灣本地銀行為例》,政治大學行政管理學程碩士論文。
    張紹基(2000),《多角化與國際化對於企業經營績效暨風險影響之探討》,成功大學國際企業研究所碩士論文。
    陳菁雯(2001),「美國911事件後的省思與啟示:全球化與本土化的爭辯」,《新聞深度分析簡訊》,2-3,台中:靜宜大學。
    喬友慶、于卓民與林月雲(2002),「國際化程度與產品差異化能力對廠商績效之影響–台灣大型製造廠商之實證研究」,《管理學報》,19,811-842。
    楊雪冬(2003),《全球化》,台北:揚智文化事業。
    葉欣(2006),「外資銀行進入對中國銀行業效率影響的實證研究」,《財經問題研究》,2,61-66。
    羅旭華(2004),《全球化趨勢中服務業競爭力之探求》,東海大學管理碩士學程在職專班碩士論文。
    英文部分
    Agenor P. R. (2001), “Benefits and Costs of International Financial Integration: Theory and Facts,” World Bank Working Paper, No. 2699.
    Collins, J. M.(1990), “A Market Performance Comparison of U.S. Firms Active in Domestic Developed and Developing Countries,” Journal of International Business Studies , 21, 271-287.
    Claessens, S., A. Demirguc- kunt, and H. Huizinga (1998), “How Does Foreign Entry Affect the Domestic Banking Market?” World Bank Working Paper, No. 1918 .
    Claessens, S. and T. Glaessner (1998), “The Internationalization of Financial Services in Asia,” World Bank Working Paper, No. 1911.
    Daniels, J. D. and J. Bracker(1989), “Profit Performance: Do Foreign Operations Make a Difference,” Management International Review, 1, 46-56.
    Delios, A. and P. W. Beamish (1999), “Geographic Scope, Product Diversification, and the Corporate Performance of Japanese Firms,” Strategic Management Journal, 20, 711-727.
    Demirguc-kunt, A., R. Levine, and H G. Min (1998), “Opening to Foreign Banks: Issues of Stability, Efficiency, and Growth?” The Implications of Globalization of World Financial Markets, Bank of Korea, 83-115.
    Demirguc-kunt, A. and H. Huizinga(1999), “Determinants of Commercial Bank Interest Margins and Profitability: Some International Evidence,” World Bank Working Paper, No. 1900.
    Denizer, C.(2000), “Foreign Entry in Turkey’s Banking Sector: 1980-97,” World Bank Working Paper, No. 2462.
    Errunza, V. and L. Senbet(1984), “International Corporate Diversification, Market Valuation, and Size-Adjusted Evidence,” Journal of Finance, 39, 727-743.
    Grant, R.(1987), “Multinationality and Performance among British Manufacturing Companies,” Journal of International Business Studies, 18, 79-89.
    Grant, R., A. Jammine, and H. Thomas(1988), “Diversity, Diversification, and Profitability among British Manufacturing Companies, 1972-1984,” Academy of Management Journal, 31, 771-801.
    Gomes, L. and K. Ramaswamy (1999), “An Empirical Examination of the Form of the Relationship Between Multinationality and Performance,” Journal of International Business Studies, 30, 173-188.
    Hatzichronoglou, T. (1996), “Globalization and Competitiveness: Relevant Indicator,” OECD STI Working Paper, 1996/5.
    Kim, H. E. and B.Y. Lee(2004), “The Effects of Foreign Bank Entry on the Performance of Private Domestic Banks in Korea,” Bank of Korea Paper, 2004/3.
    Lensink, R. and N. Hermes (2004), “The Short-term Effects of Foreign Bank Entry on Domestic Bank Behavior: Does Economic Development Matter?” Journal of Banking and Finance, 28, 553-568.
    Lovelock, C. and Wright, L.(2002), Principles of Service Marketing and Management, New-Jersey: Prentice Hall.
    Michel, A. and I. Shaked(1986), “Multinational Corporations vs. Domestic Corporations: Financial Performance and Characteristics,” Journal of International Business Studies, 17, 89-100.
    Montinola, G. and R. Moreno(2001), “The Political Economy of Foreign Bank Entry and its Impacts: Theory and a Case Study,” Pacific Basin Working Paper, No: 01-11.
    Martines Peria M. S. and A. Mody(2004), “How Foreign Participation and Market Concentration Impact Bank Spreads: Evidence from Latin America,” World Bank Working Paper, No.3210.
    Nihal Bayraktar and Yan Wang (2004) , “Foreign Bank Entry, Performance of Domestic Banks and the Sequence of Financial Liberalization,” World Bank Working Paper, No. 3416.
    Oman, C.(1996), The Policy Challenge of Globalisation and Regionalization, OECD Development Center Policy Brief, Paris: OECD.
    Robertson, R.(1992), Globalization: Social Theory and the Global Culture, London: Sage.
    Sullivan, D.(1994), “Measuring the Degree of Internationalization of a Firm,” Journal of International Business Studies, 25, 325-342.
    Sambharya, R. B.(1995), “The Combined Effect of International Diversification and Product Diversification Strategies on the Performance of US-Based Multinational Corporations,” Management International Review, 35, 197-218.
    Unite, A. A., Sullivan, M. J.(2003), “The Effect of Foreign Entry and Ownership Structure on the Philippine Domestic Banking Market,” Journal of Banking and Finance, 27, 2323-2345.
    Waters, M. (2001), Globalization, London and New York: Routledge.
    Wan, C. C., (1998), “International Diversification, Industrial Diversification and Firm Performance of Hong Kong MNCs,” Asia Pacific Journal of Management, 15, 205-217.
    World Bank(2001), Finance for Growth: Policy Choices in a Volatile World, Washington, D.C.: World Bank.
    World Bank(2002), Global Development Finance 2002, Washington, D.C.: World Bank.
    網站
    行政院金融監督管理委員會全球資訊網,http://www.fscey.gov.tw/。
    行政院金融監督管理委員會銀行局網站,http://www.banking.gov.tw/。
    行政院主計處網站,http://www.dgbas.gov.tw/。
    Description: 碩士
    國立政治大學
    行政管理碩士學程
    94921040
    96
    Source URI: http://thesis.lib.nccu.edu.tw/record/#G0094921040
    Data Type: thesis
    Appears in Collections:[行政管理碩士學程(MEPA)] 學位論文

    Files in This Item:

    File SizeFormat
    index.html0KbHTML81View/Open


    All items in 政大典藏 are protected by copyright, with all rights reserved.


    社群 sharing

    著作權政策宣告
    1.本網站之數位內容為國立政治大學所收錄之機構典藏,無償提供學術研究與公眾教育等公益性使用,惟仍請適度,合理使用本網站之內容,以尊重著作權人之權益。商業上之利用,則請先取得著作權人之授權。
    2.本網站之製作,已盡力防止侵害著作權人之權益,如仍發現本網站之數位內容有侵害著作權人權益情事者,請權利人通知本網站維護人員(nccur@nccu.edu.tw),維護人員將立即採取移除該數位著作等補救措施。
    DSpace Software Copyright © 2002-2004  MIT &  Hewlett-Packard  /   Enhanced by   NTU Library IR team Copyright ©   - Feedback